Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the platform operated by TRADESHOW LIMITED, a company incorporated in England and Wales (company number 05802570), with registered office at Office 357, Unit 5, 399-405 Oxford Street, Mayfair, London, W1C 2BU (“Tradeshow Limited”, “we”, “us”, or “our”).

By accessing or using our platform, creating an account, or submitting a loan application or swap order, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our platform.

These Terms constitute a legally binding agreement. We recommend you save or print a copy for your records.

Tradeshow Limited provides two principal services through its platform:

• Crypto-Backed Loans — a facility enabling users to borrow stablecoins or select crypto assets against cryptocurrency collateral deposited with us, without requiring the sale of their assets.
• Instant Crypto Swaps — a non-custodial asset-exchange service enabling users to exchange one supported cryptocurrency for another at a quoted rate, without mandatory account registration.

We operate on an institutional, professional basis. Our platform is not a wallet, exchange, investment fund, or financial adviser. Services are described in detail in the relevant sections below.

To use our platform you must:

• Be at least 18 years of age;
• Have full legal capacity to enter into binding contracts;
• Not be a resident, national, or agent of any jurisdiction subject to comprehensive economic sanctions or trade embargoes;
• Not be listed on any applicable government or international sanctions list;
• Use the platform for personal or institutional purposes only — not on behalf of third parties without their explicit consent and your compliance with applicable laws.

We reserve the right to restrict or refuse access to any user who does not satisfy these requirements, or where we are required to do so by applicable law or regulation. Providing false eligibility information constitutes a material breach of these Terms.

How loans work

Upon submission of a loan application, we will issue you with a unique deposit address and confirm the collateral amount required. Your loan will be processed following confirmation of your collateral on the applicable blockchain network. All loan values — including principal, interest, and loan-to-value (LTV) ratios — are denominated and tracked in US dollars (USD), regardless of the payout asset selected.

Interest and repayment

Interest accrues daily at the annual rate applicable at the time of origination. Rates displayed in our calculator are indicative only; the rate confirmed at origination governs your loan. Repayment is permitted at any time during the loan term without early repayment penalties (unless otherwise agreed in writing).

Collateral and LTV management

Your collateral is held against your outstanding loan balance. We monitor LTV levels and will contact you if your ratio approaches defined thresholds. Our approach to collateral actions is as follows:

No automatic or unilateral liquidation of collateral will occur. Any collateral action is manual, reviewed, and preceded by communication with you.

Collateral assets

Accepted collateral assets are: BTC, ETH, SOL, XRP, BNB, and LTC. Accepted payout assets are: USDT, USDC, BTC, and ETH. We reserve the right to modify the list of supported assets with reasonable notice.

Loan terms

Available loan products include: Flexible (open-ended, variable interest), 30-day, 90-day, 180-day, and 365-day fixed-term products. For durations exceeding one year, please contact our support team to discuss bespoke arrangements.

Our instant swap service allows you to exchange one supported cryptocurrency for another. Account registration is not required for swaps. Upon initiating a swap, you will receive a quoted rate, deposit address, and expected receive amount. Quotes are time-limited and subject to the network conditions at the time of execution.

You are responsible for sending the correct asset, amount, and network as specified in the swap order. Sending an incorrect asset or using an incorrect network may result in the permanent loss of funds, for which we cannot be held responsible.

Swap orders expire if the deposit is not received within the stated window. Expired orders must be re-initiated; expired quotes are no longer valid.

Fees and interest rates applicable to each product are displayed on the platform at the time of use. These are indicative and subject to change. The rates confirmed at origination or quote acceptance govern the relevant transaction.

Swap fees include network (gas) costs and a service fee, both of which are disclosed before you confirm the order. Loan interest accrues daily and is payable on repayment.

We do not charge hidden fees. All applicable costs are disclosed at the point of confirmation.

You agree to:

• Provide accurate, complete, and up-to-date information when required;
• Ensure all wallet addresses you provide are correct and controlled by you;
• Keep any account credentials confidential and notify us promptly of any unauthorised access;
• Use the platform only for lawful purposes and in compliance with applicable laws and regulations;
• Not attempt to reverse-engineer, circumvent, or interfere with our systems or security measures;
• Not use automated scripts, bots, or scraping tools without our express written consent.

The following activities are strictly prohibited:

• Money laundering, terrorist financing, fraud, or any other illegal activity;
• Using the platform on behalf of sanctioned persons or entities;
• Providing funds that are directly or indirectly derived from criminal activity;
• Attempting to manipulate market prices or exploit platform mechanisms;
• Using the platform to circumvent tax obligations or regulatory requirements;
• Impersonating any person or entity;
• Introducing malware, viruses, or any disruptive code into the platform.

We reserve the right to suspend or terminate access immediately and report suspicious activity to relevant authorities.

All content, trademarks, software, and technology on this platform are owned by or licensed to Tradeshow Limited. Nothing in these Terms grants you any right, title, or licence to our intellectual property other than the limited right to use the platform in accordance with these Terms.

You may not reproduce, distribute, modify, or create derivative works from any part of our platform without our prior written consent.

To the fullest extent permitted by applicable law, Tradeshow Limited shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the platform or inability to access it, including but not limited to loss of profits, loss of data, or loss of cryptocurrency.

We do not guarantee uninterrupted availability of the platform. Blockchain networks, custody operations, and market infrastructure are subject to events outside our control, including but not limited to network congestion, protocol changes, and regulatory actions.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by English law.

You agree to indemnify, defend, and hold harmless Tradeshow Limited and its directors, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including legal fees) arising from your breach of these Terms, your use of the platform, or your violation of any applicable law or the rights of a third party.

We may suspend or terminate your access to the platform at any time, with or without notice, if you breach these Terms, if required by applicable law, or where continued access poses a risk to the platform or other users.

Termination does not extinguish any outstanding obligations, including repayment of loan balances. All amounts outstanding at the time of termination remain due and payable immediately.

We may update these Terms from time to time. Material changes will be communicated to you via email or prominent notice on the platform at least 14 days before taking effect. Your continued use of the platform after the effective date of any change constitutes your acceptance of the updated Terms.

For active loan agreements, changes to interest rates or collateral requirements will be communicated individually and will not take effect without your agreement or as otherwise required by law.

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by applicable mandatory law in your jurisdiction.

For questions relating to these Terms, please contact us:

• Email: info@trade-lend.com
• Registered office: Office 357, Unit 5, 399-405 Oxford Street, Mayfair, London, W1C 2BU
• Company number: 05802570