FAQ
Frequently Asked Questions
Answers to the most common questions about our services.
01Crypto-Backed Loans
Crypto-Backed Loans
You deposit cryptocurrency as collateral and receive a loan in stablecoins (USDT, USDC) or select crypto assets (BTC, ETH) — without selling your collateral. Your assets remain in your name; you receive liquidity. When you repay the loan plus accrued interest, your collateral is released.
We currently accept BTC, ETH, SOL, XRP, BNB, and LTC as collateral. Payout currencies available are USDT, USDC, BTC, and ETH.
LTV is the ratio of your loan amount to the current market value of your collateral. BTC collateral supports up to 70% LTV; other assets support up to 50% LTV. Lower LTV means more collateral cushion against price movements.
We offer a Flexible (open-ended) loan, plus fixed terms of 30, 90, 180, and 365 days. For durations beyond one year, please contact our support team.
The Flexible loan has an indicative rate of 4.4% p.a.; fixed terms (30 to 365 days) are 5.9% p.a. Interest accrues daily and is payable upon repayment. The rate confirmed at loan origination governs your loan.
We monitor LTV ratios continuously and will communicate with you before any action is considered. We prioritize communication and provide multiple notifications before any manual collateral action is considered. There is no automatic or instant liquidation.
Yes. Repayment is permitted at any time during the loan term without early repayment penalties.
As soon as you submit your application you receive your collateral deposit address. Once we confirm your collateral, your payout is prepared and sent — most loans complete within a few hours, depending on blockchain confirmation times.
You repay in the same asset your loan was paid out in (USDT, USDC, BTC or ETH). Your outstanding balance is tracked in US dollars; your loan status page shows the live balance, the equivalent amount in your loan asset, and the wallet to send it to. You can repay partially or in full at any time, and interest stops accruing the moment you mark your payment as sent.
02Earn
Earn
You deposit eligible crypto and it earns interest on the platform. Interest accrues daily, is credited in the same asset you deposited, and is automatically reinvested so your balance compounds. Your assets remain yours and can be withdrawn on request.
You choose your term. The Flexible plan pays 2.5% p.a. with no fixed term — withdraw any time. The Fixed plan pays 3% p.a., fixed for the first 12 months; after that the rate is adjusted to fair, market-standard conditions.
Interest accrues every day and is paid in the same asset you deposited (for example, BTC interest on a BTC deposit). It is reinvested automatically so it compounds. The amounts shown are an estimate of the fiat (USD) value and depend on the asset price.
Yes. Your deposited assets remain yours and you can withdraw part or all of your balance at any time; the Flexible plan has no lock-up. In exceptional circumstances interest crediting may be temporarily suspended. As with any crypto service, market and platform risks remain — we describe them openly in our risk disclosure.
BTC, ETH, SOL, XRP, BNB and LTC. You can model any amount in the Earn calculator without an account; to open a position, sign in to the portal.
03Security and Custody
Security and Custody
We implement institutional-grade custody architecture and operational security practices: payouts and collateral movements are always reviewed manually, and every value-changing event is recorded in an append-only ledger. We describe our approach openly on our Security page; as a security measure, we do not name specific providers.
Yes. We process your data in accordance with UK GDPR and the Data Protection Act 2018. Please see our Privacy Policy for full details.
We apply a risk-based approach. For lower-risk transactions, minimal information may be required. For loan applications or higher-value transactions, we may request identity and source-of-funds verification. See our AML Policy for details.
04Company
Company
Trade Lend is the trading name of Tradeshow Limited, a private limited company incorporated in England and Wales (company number 05802570), with registered office at Office 357, Unit 5, 399-405 Oxford Street, Mayfair, London, W1C 2BU.
You can reach us at info@trade-lend.com or via the live chat at the bottom right of every page. For loan applications, you may also provide a Telegram or Signal handle for secondary communication.
Have more questions? Our team is here to help.
Contact support